Negligence definition:
The failure to exercise the degree of care that a reasonable person in a similar situation would exercise to avoid harming others.
InsuranceShark translator:
This is the failure to act in a manner that a reasonably prudent person would, to prove negligence there must be proven a duty to act, a breach of the duty, an injury or damage, and the breach must be a direct cause of the injury or damage. Intentional or unintentional doesn’t come into play in the negligence definition, however, please note there are intentional torts which we will define elsewhere.
