Terms of Use

Terms of Use

General

This Terms of Use Agreement (“Agreement”) governs your access and use of the website located at www.myinsuranceshark.com. By accessing, browsing, and using this Website, you (“you” or “User”) agree that you have read, understood, and accept this Agreement. Please read it very carefully and let us know if you have any questions.  If you do not agree with any of the terms herein, do not use the Website.

Intellectual Property with Respect to the Website

The content of this Website is protected by law, including without limitation, United States copyright law, trademark law, and applicable international treaties. We reserve all rights in and to the Website and all related intellectual property not expressly granted under this Agreement. If you submit comments, suggestions, ratings, or other feedback regarding the Website or your experience (“Feedback”), you agree that we will be free to use such Feedback for any purpose and without restriction or obligation to you. You are granted permission to use the information provided to you on or via the Website solely for your own personal, non-commercial use, provided that none of the content is modified and that any legal legends are retained. You may not “mirror” any content contained within this Website without our express prior written consent. Except as stated herein, none of the content may be use, reproduced, distributed, published, displayed, downloaded, or transmitted in any form by any means without our prior written permission.

Limitation of Liability

IN NO EVENT SHALL INSURANCESHARK BE LIABLE TO YOU OR ANY THIRD PARTY, WHETHER IN CONTRACT, TORT, WARRANTY, RELIANCE, OR OTHERWISE, FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, ARISING FROM YOUR USE OF THE WEBSITE, EVEN IF IT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, INSURANCESHARK’S AGGREGATE LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID TO USE BY YOU FOR USE OF THE WEBSITE. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF DAMAGES OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

Third Party Offerings

In the event InsuranceShark provides a tool or link via which you can obtain estimates and certain other information concerning third-party product and service providers, such as Service Providers. InsuranceShark is not responsible for either the availability of these Service Providers or their offerings, including for any products or services you may obtain by contacting any of them as a result of your use of the Website or the features hereof. We make no guarantees regarding the quotes, fees, terms, rates, coverage or services offered or made available by Service Providers. InsuranceShark does not guarantee that quotes, fees, terms, rates, coverage or services offered by Service Providers are the best available. InsuranceShark does not validate or investigate the licensing, certification or other requirements and qualifications of Service Providers. It is your responsibility to investigate Service Providers. You acknowledge and agree that Service Providers are solely responsible for any products or services that they may provide to you and that InsuranceShark shall not be liable for any losses, costs, damages or claims in connection with, arising from or related to your use of a Service Provider’s products or services. InsuranceShark urges you to obtain the advice of financial advisors, insurance agents, brokers or other qualified professionals who are fully aware of your individual circumstances before you make any insurance decisions. You acknowledge and agree that you rely solely on your own judgment and that of such advisors in selecting any products or services offered by Service Providers.

Publication Agreement

Upon your submission of an article, this agreement gives the InsuranceShark the right to publish the work on our site; the right to individually reprint and distribute the article; and the right to grant requestors one-time rights to reprint.

Your acceptance of this agreement will further signify that you represent and warrant that you are the sole author(s) of all rights in and to any portion of the aforementioned work; that the work is original and not in the public domain; that it does not violate or infringe on any personal or property rights of others, whether common law or statutory; that it contains nothing libelous or contrary to law; and that you have full power to enter into this agreement. Should your article have been written within the scope of your employment, you have the authority of your employer to release the article for publication. You agree to indemnify, defend and hold harmless InsuranceShark from any claim arising from the breach of the warranties contained in this paragraph.

Your acceptance of this agreement will also constitute your agreement that the work contains no material from other copyrighted or unpublished works that have been used without the written consent of the copyright owner and/or of the owner of any other rights to or in such other works and that you will obtain any such written consent as may be required and deliver it to us.  You agree to indemnify, defend and hold InsuranceShark harmless from any claim of copyright infringement arising from the above identified manuscript.

Submitting an article indicates your acceptance of this agreement.

Modifications

This Agreement may be modified by InsuranceShark at any time by updating and posting a new version of it on the Website or by otherwise notifying you of the revised Agreement. By subsequently using the Website, you agree to be bound by the terms and conditions of the version of this Agreement that is in force during such use.

Revisions

The materials appearing on InsuranceShark’s web site could include technical, typographical, or photographic errors. InsuranceShark does not warrant that any of the materials on its web site are accurate, complete, or current. InsuranceShark may make changes to the materials contained on its web site at any time without notice. InsuranceShark does not, however, make any commitment to update the materials.

Links

InsuranceShark has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by InsuranceShark of the site. Use of any such linked web site is at the user’s own risk.

General Terms and Conditions applicable to Use of a Web Site

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.

 

 

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