Is term life insurance worth it?

Is term life insurance worth it? by Haven Life Getting married? You need a marriage license. Having a child? You buy

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Benefits of working for a firm in good standing

Benefits of working for a firm in good standing: It’s important for financial and career success to be working at

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Fear of the Millennial

Fear of the Millennial: While not outright, there is a underlying theme that for a period of time seemed like

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Life Insurance Without a Medical Exam – How Much Is Enough?

Life Insurance Without a Medical Exam – How Much Is Enough? Are you worried that because of your lack of

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Cheapest Cost of Capital is King

Cheapest Cost of Capital is King: In the race of disruptors, at the end of the day – it comes

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Will Siri and Alexa be the future insurance agents?

Will Siri and Alexa be the future insurance agents? Imagine a day in the near future when you are talking

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Expense savings enough for customers to learn insurance principles?

Expense savings enough for customers to learn insurance principles? They say a happy customer is the best customer.  It applies

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Volcanic eruption risk and insurance coverage

Volcanic eruption risk and insurance coverage: Recent events in Hawaii have highlighted the devastation that can occur due to Volcanic

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Wildfires and your risk

Wildfires and your risk: 2017 was a year of Wildfires.  Fire is a risk for homeowners, renters, business owners and

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Brokers and Agents: time to up your game!

Brokers and Agents: time to up your game! For the many members of our audience who are Insurance Brokers and

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Are Reinsurers creating competitors for their clients via InsurTech?

Are Reinsurers creating competitors for their clients via InsurTech? We are seeing a number of reinsurers creating Innovation, Ventures units

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Personal Risk by Age

Personal Risk by Age: At various points in life, we have various types of personal risk.  Property, relationship, safety, financial,

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Mudslide Insurance for Homeowners

Mudslide Insurance for Homeowners: Homeowners Insurance typically doesn’t cover landslides or mudslides.  That’s because both are considered a form of

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Earthquake Insurance for homeowners

Earthquake Insurance for homeowners: Earthquake Insurance is a form of property insurance that pays homeowners in the event of an

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Top Books for Insurance Underwriter – Casualty Edition

Top Books for Insurance Underwriter – Casualty Edition: As casualty underwriters  – professionals of all ages must be consummate learners,

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Prediction on InsurTech

Prediction on InsurTech: For all of those incumbent insurers and reinsurers who are still sitting on there hands  – not

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The 7 Best Personal Finance Websites and Apps for Millennials

The 7 Best Personal Finance Websites and Apps for Millennials:   Many believe the economy has let down the millennial

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8 Steps to Prevent Identity Theft Online

8 Steps to Prevent Identity Theft Online:   Identity theft is a huge global problem, affecting millions of adults and children every

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Best 7 books to Understand Insurance industry Mergers and Acquisitions

Best 7 books to Understand Insurance industry Mergers and Acquisitions: The insurance industry is experiencing a wave of mergers and

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7 Effective Tips to Protect Your Business from Disheartening Financial Losses

7 Effective Tips to Protect Your Business from Disheartening Financial Losses:   Starting a small venture is an arduous task.

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InsurTech pressuring the system: who is winning?

InsurTech pressuring the system: who is winning?   As written in other articles, we have the pressure of technology and

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Is the Insurance Industry an Entrepreneurial Industry? 

Is the Insurance Industry an Entrepreneurial Industry? After Insurance careers month and the industry’s focus to grow young/Millennial talent pool

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What is a Deductible?

There are great video resources all over the internet and Youtube.  This is an example of a great one from

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Private Blockchains and Insurance

Private Blockchains and Insurance: How permissioned accessed to data will create a trustless marketplace. The insurance industry had been slow

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Everything you Need to Know about No Medical Life Insurance

Everything you Need to Know about No Medical Life Insurance:   Imagine if there was a life insurance product that

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ETFs, Roboadvisors, and Passive investing causing firms to retain too much risk?

ETFs, Roboadvisors, and Passive investing causing firms to retain too much risk? Active investors are well positioned to respond to

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5 Extra Costs of Buying a Car

5 Extra Costs of Buying a Car:   How much will your next car cost? It’s a question that many

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Smart Contracts and Blockchain: the next chapter of Insurance Innovation

Smart Contracts and Blockchain: the next chapter of Insurance Innovation: Smart Contracts and Blockchain are considered the next chapter of

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The Real Reason for the Protection Gap

The Real Reason for the Protection Gap: by Vijay Padmanabhan, CPCU, ARe, CEEM   For several years, AIR has written about,

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Is Mass Media Risky for You and Your Family?

Is Mass Media Risky for You and Your Family? Since the internet, and particularly smartphones, became household commodities, mass media’s

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The Spontaneous Growth of Fintech

The Spontaneous Growth of Fintech: Everything continuously undergoes a transformation. For every new revolution, there comes a bunch of questions

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Too many underwriting shops?

Too many underwriting shops? Are there too many underwriting shops?  Are there too many underwriting carriers and reinsurance companies, with

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LEED: The Way To A Green Future With Sustainable Building Design

LEED: The Way To A Green Future With Sustainable Building Design: Lately, it seems as if every company is doing

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The Important Benefits of Disability Insurance

The Important Benefits of Disability Insurance: Disability insurance is a type of insurance that seems overlooked by many people today.

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Insurance Millennials…Would you rather be ARod or Jeter?

Insurance Millennials…Would you rather be ARod or Jeter? Career management is an experiment in self awareness, personal goals, values, ambitions,

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Pension Funds acquiring reinsurance companies

Pension Funds acquiring reinsurance companies: I am starting to wonder, why don’t we see more news about capital providers like

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Easy Ways to get Disability Insurance

Easy Ways to get Disability Insurance: Disability insurance is a type of insurance product designed to replace a portion of

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How does Divorce Change your Risk?

How does Divorce Change your Risk? This is a difficult topic but it is sometimes a reality of life.  In

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7 Steps to take when you’ve fallen financially

7 Steps to take when you’ve fallen financially: No one is immune to financial problems, as we all experience them

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Traditional industry infrastructure and hubs being threatened?

Traditional industry infrastructure and hubs being threatened?   Are the traditional industry infrastructure and hubs being threatened in the insurance

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Career Advice: Stay in your Lane

Career Advice: Stay in your Lane: For those millennials entering the insurance industry or young professionals already on their journey,

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